What a blessing this would be for middle America? Larger tax savings with more control over health care spending would encourage cost reduction and improved accountability. It encourages health insurance to be detached from employment which again encourages insurers to cater to individuals instead of companies. The more we put individual citizens in charge their own health care decision making the higher quality they will receive for a lower cost.
http://www.cato.org/blog/five-things-you-need-know-about-bicameral-legislation-creating-large-hsas